Features How it works About Loyalty cards Privacy policy
Built for South Africa

Your money,
finally steady

Track your budget, manage your loyalty cards, and take control of your finances — all in one beautifully simple app.

💰
Disposable income
R 4 200
9:41
Steady
March 2026
Overview
Income
R 28k
Expenses
R 19k
Net
R 9k
Disposable
R 4.2k
Expenses
Rent
R 8 500
Groceries
R 3 200
Car payment
R 4 800
Loyalty cards
🛒
💊
🌿
🔴
Expenses paid
82%
100%
Free to download
ZAR
South African focused
20+
Loyalty stores supported
Offline
Works without internet

Everything you need to
manage your money

Steady brings together budgeting and loyalty card management in one clean, focused app.

💼
Monthly budget tracking

Log your income, fixed expenses, and once-off costs. See exactly where your money goes each month.

📊
Financial insights

Get personalised insights based on your actual numbers — not generic advice. Know your net balance and disposable income at a glance.

🎯
Savings goals

Set savings goals and track your progress month by month. Stay motivated with visual health bars.

💳
Loyalty card wallet

Store all your loyalty cards in one place. Show the barcode at the till directly from your phone — no physical card needed.

📷
Barcode scanner

Scan any loyalty card barcode or QR code to add it instantly. Supports Code128, EAN-13, QR, and more.

☁️
Cloud sync & offline

Sign in with Google to sync across devices. Everything still works offline — your data is always on your phone.

Up and running
in minutes

No complicated setup. Open the app, add your numbers, and Steady does the rest.

1
Add your income

Enter your salary and any other income sources. Steady carries them forward each month so you don't have to re-enter them.

2
Log your expenses

Add your fixed costs (rent, subscriptions) and once-off spending. Mark items as paid as the month progresses.

3
Add your loyalty cards

Scan your Pick n Pay, Clicks, Woolworths, or any other loyalty card barcode. They live in your wallet, ready at the till.

4
Stay in control

Check your insights, track your goals, and see your payday countdown. Know exactly where you stand — every day.

💼
Monthly income
R 28 000
Salary + freelance
📊
Budget health
Expenses paid
78% on track
💳
Loyalty wallet
🛒 💊 🌿 🔴

Built for real South African life

Steady was built out of a simple frustration — most budgeting apps aren't designed with South Africa in mind. They don't understand our stores, our loyalty programmes, or how we actually get paid.

We wanted an app that feels local. One that knows Pick n Pay Smart Shopper, Clicks ClubCard, and Checkers Xtra Savings. One that works in Rand, understands end-of-month paydays, and doesn't need an internet connection in the queue at Shoprite.

🔒
Privacy first
Your financial data never leaves your control. We don't sell data or show ads.
Offline by default
Steady works without internet. Cloud sync is optional — your data is always on your device first.
🇿🇦
Made for South Africa
ZAR currency, local stores, local loyalty programmes. Built here, for here.

All your cards, one place

Steady supports all major South African loyalty programmes. Leave the plastic at home.

Pick n Pay Smart Shopper
Woolworths WRewards
Checkers Xtra Savings
Shoprite
Spar
Food Lover's Market
Clicks ClubCard
Dis-Chem Better Rewards
Edgars
Ackermans
Mr Price
Foschini
Truworths
Engen Flexi Rewards
BP FuelSave Rewards
Shell Go+
TotalEnergies
Steers
Wimpy
Nando's
+ Any custom card

Ready to take control?

Download Steady for free and start your first budget in under 5 minutes.

▶  Download on Google Play